The silver premium is the second-lowest cost silver premium available in the county of the entered zip code and the bronze premium shown is the lowest-cost bronze plan in the county of the entered zip code. Premiums were obtained through data published by HHS, data received directly from state exchanges or insurance departments, and data collected from state-based exchanges by KFF researchers. Premiums displayed in the calculator’s results are based on actual exchange premiums in 2023 dollars. The calculator includes subsidy increases for 2023 in the Inflation Reduction Act. The Health Insurance Marketplace Calculator is based on the Affordable Care Act (ACA) as signed into law in 2010, and subsequent regulations issued by Health and Human Services (HHS) and the Internal Revenue Service (IRS). 31, 2023, to correct the poverty guidelines used when income is entered as a “Percent of Poverty.” 27, 2022, with premiums for 2023 plans, and again on Jan. Editor's Note: This calculator was updated on Oct.
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